Made in India 🇮🇳 · GST 2.0 ready

Books that balance
themselves.

MyKharch is the modern accounting software for Indian small businesses — kirana, traders, manufacturers, freelancers. Track every rupee, file GST in two clicks, and hand neat books to your CA at year-end.

★★★★★  4.8 · 1,240 Play Store reviews
No card required · Onboard in 11 minutes
app.mykharch.in/dashboard
Net cash
₹4.82L
↑ 12.4%
Receivable
₹1.96L
↓ 4 overdue
GST due
₹38,420
14 May
Income vs expense — last 6 months
IncomeExpense
NovDecJanFebMarApr
GSTR-3B filed
2 minutes ago
₹84,200 due in 3 days
From Patel Trading
Trusted by 12,400+ small businesses across India
Why MyKharch

Built for the way Indian businesses actually run.

See all features →

Dictate in Hindi, Hinglish or English.

Tell MyKharch "Ramu ne 5,000 cash diye" and we'll create the entry, tag the party, and post it to the right ledger. No accounting jargon required.

  • 10 Indian languages supported
  • WhatsApp bot for one-tap entry
  • Photo a bill — we'll read the GST

GST returns in two clicks. Really.

GSTR-1 and 3B auto-populate from your invoices and expenses. Validation runs before you file — so no late fees, no notices, no panic on the 20th.

  • Direct e-invoicing & e-way bills
  • HSN-wise summary auto-generated
  • Reconciles 2A/2B for ITC mismatches

Your CA, on your team.

Invite your chartered accountant as a free seat. They get audit-ready ledgers, can drill into any voucher, and your books stay clean — even at year-end.

  • Free read+post access for your CA
  • Period locking after filing
  • Full audit trail of every change
12.4k
Active businesses across 280 Indian cities
2,840 cr
Annual revenue tracked through MyKharch
89%
Customers file GST on time, every quarter
11 min
Median time from sign-up to first invoice
01 / Bookkeeping

One ledger. Every account. Always reconciled.

Capital, current, loan, GST suspense — every account stays balanced as you record. The chart of accounts is pre-loaded for Indian businesses, but yours to reshape.

See bookkeeping →
Chart of accounts
AccountDebitCredit
Cash in hand84,200
HDFC current — 56213,42,180
GST input — 18%38,420
Sales — Goods12,84,000
Salary & wages2,40,000
Trial balance19,84,80019,84,800
Balanced to the paisa
02 / Receivables

Stop chasing payments. MyKharch chases for you.

Auto-reminders on WhatsApp, SMS and email — escalating from polite to firm. See exactly who owes you, by how many days, ranked by risk.

Receivables & AR aging →
Receivables aging
0–30 days₹1,28,400
31–60 days₹42,800
61–90 days₹18,200
90+ days₹6,800 ⚠
Reminder sent · Patel Trading · ₹84,200 due tomorrow
GST 2.0 — Filed in 2026

First in India to support GST 2.0, e-invoicing & e-way bills.

When the rules change, MyKharch updates overnight. We've handled every GST rate revision, slab merge, and IRN format since launch — without you lifting a finger.

Explore GST tools → Download GST 2.0 guide
authorised
GSP
GST Suvidha Provider since 2024 · GSTN-certified API integration
e-invoicing e-way bill
Customer love

Replacing Tally and Excel — one shop at a time.

Filed our first GSTR-3B in 4 minutes. Our CA opened the books, smiled, and said "finally".
RS
Rahul Sharma
Owner · Sharma Books, Pune
The Hindi voice entry is magic. My father runs the kirana — he's 64 — and now he records sales himself.
PV
Priya Verma
Owner · Verma General Store, Jaipur
I service 18 SME clients on MyKharch now. Audit takes a third of the time it used to in Tally.
VK
CA Vikram Khanna
Khanna & Associates, Mumbai
Read 12 customer stories →
Connects to your stack

Banks, payments, POS — all of it.

All 80+ integrations →
HDFC
BANK
ICICI
SBI
PhonePe
Paytm
GPay
Razorpay
Cashfree
Tally
Zoho
WhatsApp
Shopify
Amazon
Flipkart
Dukaan
+ 65 more

Your CA will thank you.
Your books will balance themselves.

Free for the first three months. No credit card required. Set up your books in eleven minutes — or we'll do it for you, free.

Start free → Talk to sales
✓ 11-minute onboarding ✓ Free CA seat ✓ Cancel anytime